THE DETAILS THAT MATTER
Coverage for the whole scope of your next remodel.
Identify structural changes, additions, occupied homes and work on existing property.
Separate self-performed work from subcontracted plumbing, electrical, HVAC and roofing.
Review water damage, subcontractor conditions, completed operations and any residential exclusions.
Read the coverage boundaries.
Roof work, structural changes and hazardous-material removal may fall outside the expected remodeling class. Disclose maximum height and any lead or asbestos work.
A common question
Not automatically. Painting, flooring, roofing, plumbing and structural work should all be disclosed so classification and exclusions can be reviewed.
Jesse Denno · CA insurance license #4503208 · Updated October 10, 2026