START WITH THE JOB IN FRONT OF YOU
Review the work.
Then review the coverage.
California license, entity and employee requirements are separate from contract requirements. Check CSLB obligations, describe where your crews work and review every state exposure when projects cross state lines.
A conversation worth having
Working in Northern and Southern California? Include all operating locations, travel, employee duties and subcontractor arrangements in the application. For out-of-state projects, confirm licensing and policy territory first.
State rules and job requirements are different.
CSLB license requirements, your obligations as an employer and the client’s insurance exhibit should each be reviewed. A city name alone does not establish the limits or endorsements required for a particular job.
Bring your current policies and the written project requirements to Jesse. The review should include operations, payroll, subcontractors, vehicles and the coverage your business relies on.
Use the contractor insurance checklistService-area page. Jesse’s listed office is in Roseville; this page does not represent an additional branch office.