THE DETAILS THAT MATTER
Pay attention to the water-damage details.
Review water-damage provisions, completed operations and coverage for work performed by subcontractors.
Disclose sewer, gas lines, excavation, fire sprinkler work and any welding or hot work.
Match auto and equipment coverage to service vehicles, drain equipment and larger machinery.
Read the coverage boundaries.
Damage to your own work, pollution, mold and underground operations may be restricted. A low premium means little if the work you do is excluded.
A common question
General liability is not a workmanship guarantee. Resulting damage to other property and damage to your own work can be treated differently; the policy controls.
Jesse Denno · CA insurance license #4503208 · Updated October 10, 2026