THE DETAILS THAT MATTER
Coverage for the work behind comfortable buildings.
Describe rooftop unit installation, maximum height, crane use, ductwork and refrigeration operations.
Discuss damage to existing property, subcontracted work and completed operations.
CSLB lists C-20 among classifications that require workers’ compensation coverage even when there are no employees.
Read the coverage boundaries.
Pollution, refrigerant releases, design work and equipment breakdown may require separate review. General liability is not a warranty for your work.
A common question
Yes. Occasional work can still affect eligibility, exclusions and pricing. Include actual heights and the way equipment is lifted.
Coverage reference: CSLB Official Guidance. Reviewed October 10, 2026. Confirm current requirements and the actual policy terms.
Jesse Denno · CA insurance license #4503208 · Updated October 10, 2026