THE DETAILS THAT MATTER
Build on the right coverage foundation.
Disclose foundations, structural concrete, retaining walls, pools and any pumping or equipment rental.
Describe excavation, subcontractors, residential versus commercial projects and your completed-operations exposure.
C-8 is a CSLB classification with workers’ compensation requirements even without employees.
Read the coverage boundaries.
Foundation, subsidence, residential development and structural operations may have restrictions. Review the actual policy forms.
A common question
CSLB lists C-8 among the classifications requiring coverage or valid self-insurance even without employees. Verify your particular license and entity circumstances.
Coverage reference: CSLB Official Guidance. Reviewed October 10, 2026. Confirm current requirements and the actual policy terms.
Jesse Denno · CA insurance license #4503208 · Updated October 10, 2026